<?xml version="1.0" encoding="UTF-8"?><rss version="2.0">
	<channel>
		<title>ONCERTI</title>
		<link>https://oncerti.com</link>
		<description>국제자격증 온라인 강좌</description>
		
				<item>
			<title><![CDATA[Re:CPSM 강의 홀드 요청]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2376]]></link>
			<description><![CDATA[안녕하세요.

CPSM통합과정 잔여일 73일에 대해 홀드하도록 하겠습니다.

감사합니다.]]></description>
			<author><![CDATA[GICS]]></author>
			<pubDate>Mon, 27 Jul 2026 09:27:44 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=4"><![CDATA[Q&A]]></category>
		</item>
				<item>
			<title><![CDATA[CPIM ver9.0 합격후기 (턱걸이 ㅜㅜ)]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2375]]></link>
			<description><![CDATA[<p>안녕하세요. 9.0 후기는 제가 첫번째인가요...</p><p>외국계 제조회사 물류부서에서 근무중인 40대 아재입니다.</p><p>CPIM 에 대해 이름은 들어봤지만 올해 들어 자의반 타의반 회사 지원으로 도전하게 되었습니다.</p><p>아무런 정보없이 막막한 상황에 인터넷 서칭을 이리저리하니 많은 수의 후기중에 하나가 바로  GICS 인강에 대한 내용이었습니다.</p><p>3월경에 회사 품의서 결재 받고 바로 인강 신청을 했고, 1주일이 지나서야 수강을 시작했습니다.</p><p>인강을 시작하고 처음 받은 느낌은 일단 강사님의 포스에 한번 놀랐고, 스크립트가 당연히 없겠지만 술술 막힘없이 나오는</p><p>딕션에 다시 놀랐습니다. 얼마나 강의를 많이 하셨길래 이등병 관등성명처럼 툭치면 자동반사적으로 나오는 내용이 인상깊었습니다.</p><p>사실 버전이 바뀐다는 소식에 8.0으로 시험을 봐야 하나 아님 새버전을 응시해야하나 고민하다가 10강정도 듣고 그냥 7월말로 시험신청을  했습니다.</p><p>예제와 150제, 100제 등 문제를 풀면서 사실 절망에 가까웠습니다. 굳이 핑계대자면 지나간 세월에 대한 야속함도 있었고 그놈의 도파민 중독이</p><p>늘상 집중력에 방해되었습니다. 그냥 무식하게 학습기간을 여유있게 갖고간 전략이 결과적으로는 성공적이었다고 자부합니다.</p><p>퇴근후 30분이라도 보자는 생각으로 매일매일 조금씩 공부를 했었고 마지막 달에는 전체적인 그림을 그리기 위해 독서하는 식으로 문제풀이와 서머리를 정독했습니다.</p><p>사실 마지막 브릿지 과정은 생각보다 출제빈도가 적었던거 같습니다.</p><p>여튼 10여년만에 자격증 공부를 했는데 새삼 학습에 대한 중요성을 느낀 계기였습니다.</p><p>주변에서 혹시  CPIM  도전한다면 저는 무조건  GICS  추천할 생각입니다.</p><p>강사님을 비롯하여 인강 홀딩및  질문에 대응 잘해주신 관계자 분께 진심으로 감사하다는 말씀전합니다.</p><p>장문 읽어주셔서 감사합니다.</p><p><br /></p><p><img src="data:image/png;base64,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" style="width:790px;" alt="FqWtvQ3hJVoAAAAASUVORK5CYII=" /><br /></p><p></p>]]></description>
			<author><![CDATA[김형수]]></author>
			<pubDate>Sat, 25 Jul 2026 15:46:33 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=2"><![CDATA[수강후기]]></category>
		</item>
				<item>
			<title><![CDATA[CPSM 강의 홀드 요청]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2374]]></link>
			<description><![CDATA[CPSM 강의 홀드 요청 
홀드 요청일자 : 2026.07.27 부
헤제요청 : 별도요청예정]]></description>
			<author><![CDATA[배대운]]></author>
			<pubDate>Sat, 25 Jul 2026 11:27:29 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=4"><![CDATA[Q&A]]></category>
		</item>
				<item>
			<title><![CDATA[Re:cpim 강의 홀드]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2373]]></link>
			<description><![CDATA[안녕하세요

해당과정의 홀드는 1회에 한하여 지원합니다.(3/28일에 1회 사용함)

이에 해당 요청은 지원이 어려우니 내용 참고해 주세요.

감사합니다.]]></description>
			<author><![CDATA[GICS]]></author>
			<pubDate>Thu, 23 Jul 2026 09:13:35 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=4"><![CDATA[Q&A]]></category>
		</item>
				<item>
			<title><![CDATA[cpim 강의 홀드]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2372]]></link>
			<description><![CDATA[강의 홀드 부탁드립니다]]></description>
			<author><![CDATA[노성진]]></author>
			<pubDate>Wed, 22 Jul 2026 16:03:27 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=4"><![CDATA[Q&A]]></category>
		</item>
				<item>
			<title><![CDATA[CPSM 모듈3 주교재 193페이지 19번 문제 질문드립니다.]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2371]]></link>
			<description><![CDATA[강사님 안녕하세요. 모듈3의 주교재 193페이지 19번 문제를 풀다가 헷갈리는부분이 나와서 질문드립니다.

19번 문제에서 ROHS에 의거해 고객기반 전반에 걸쳐 관련 법률과 규정을 검토하고 있다고 하는데, 규제와 법률 검토를 하고 나면 이러한 규제가 우리에게 어떤 영향을 미칠지 고려해야 한다고 생각해서 B번의 '본 지침의 확장이 회사 제품시장에 어떤 영향을 미칠 수 있는지 판단'이 정답에 더 가깝다고 생각했습니다. 혹시 B번이 정답이 안되고 C번 '사내 법률고문과 협의하여 문서가 국제표준에 부합하는지 확인'이 정답인지 설명한번 부탁드립니다.]]></description>
			<author><![CDATA[최인상]]></author>
			<pubDate>Wed, 22 Jul 2026 01:28:27 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=3"><![CDATA[강좌내용 질의응답]]></category>
		</item>
				<item>
			<title><![CDATA[Re:CPSM 강의 홀드 해제 요청]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2370]]></link>
			<description><![CDATA[안녕하세요

CPSM통합과정 잔여일 107일에 대해 홀드 해제 적용하였습니다.

감사합니다.]]></description>
			<author><![CDATA[GICS]]></author>
			<pubDate>Mon, 20 Jul 2026 14:51:51 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=4"><![CDATA[Q&A]]></category>
		</item>
				<item>
			<title><![CDATA[CPSM 강의 홀드 해제 요청]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2369]]></link>
			<description><![CDATA[안녕하세요 

오늘부터 강의 홀드 해제 부탁드립니다

감사합니다]]></description>
			<author><![CDATA[신현민]]></author>
			<pubDate>Mon, 20 Jul 2026 14:24:54 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=4"><![CDATA[Q&A]]></category>
		</item>
				<item>
			<title><![CDATA[CPSM 모듈3 주교재 166page 31번 감사에 대해 질문있습니다.]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2368]]></link>
			<description><![CDATA[안녕하세요, 강사님. 주교재 166페이지 31번 감사에 관한 내용을 풀다가 의문이 생겼습니다.

강사님께서 감사는 수익성에 대한 평가가 정답이 될 수 없다고 해주셨는데, 주교재의 감사에 대한 설명을 보다보면 감사가 필요한 이유가 '시스템과 프로세스의 효율성과 효과 평가'라고 설명되어 있는데, 이러한 설명이면 감사가 조직이 돈을 낭비하지 않고 효율적으로 운영되고 있는지, 즉 수익성과 효율성을 들여다본다고 파악했습니다.

혹시 제 설명에 뭐가 오류가 있는지 답변 한번만 부탁드립니다. 혹시 여기서 말한 효율성과 효과가 제가 이해한 것과 다른 걸까요?]]></description>
			<author><![CDATA[최인상]]></author>
			<pubDate>Sun, 19 Jul 2026 17:32:15 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=3"><![CDATA[강좌내용 질의응답]]></category>
		</item>
				<item>
			<title><![CDATA[CPIM 10번  11번 강의자료는 안되나요?]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2367]]></link>
			<description><![CDATA[10. final 100 question

11 final 150 question

 

다운이 안되네요? 확인 바랍니다.]]></description>
			<author><![CDATA[전경욱]]></author>
			<pubDate>Fri, 17 Jul 2026 21:10:02 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=3"><![CDATA[강좌내용 질의응답]]></category>
		</item>
				<item>
			<title><![CDATA[CPSM PART 2 125P 9번 할인 관련문제]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2365]]></link>
			<description><![CDATA[다량의 제품을 일시에 구매하여 수입비용을 절감하고자 하는 기업에서 공급업체를 통합해 대량할인을 활용할 수 있는 부문은 어디에서 발생하는가?

정답 : C (보험)

이라고 확인하였는데, 1회성 비용으로 보험으로 하게되면 대량할인을 받을 수 있다고 하셨습니다.

 

생각을 해보았는데, 보험의 경우에는 보험가액에 대한 계약을 체결하게 되기 때문에 EOS가 발생할까?라는 생각이 들었습니다.

또한, A 수출업체에서 출발항까지의 운송비의 경우에는 1회로 한번 수송하게 되면 그만큼 EOS가 발생할것이라고 생각합니다.

 

보험계약에서의 EOS가 운송비(수출업체~출발항)의 EOS 혜택보다 더 큰 근거가 궁금합니다.

전체 운송비가 아니어서 그런걸까요?]]></description>
			<author><![CDATA[배대운]]></author>
			<pubDate>Wed, 15 Jul 2026 20:48:36 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=3"><![CDATA[강좌내용 질의응답]]></category>
		</item>
				<item>
			<title><![CDATA[CPSM 모듈3 주교재 25p 11번 가치사슬분석 질문드립니다.]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2364]]></link>
			<description><![CDATA[강사님 안녕하세요. 모듈3 주교재 25페이지의 11번 문제의 해설을 듣다가 의문점이 생겨 질문 남깁니다.

질문에서 "가치사슬 분석만을 사용하여 상위 경쟁사의 비용을 충족하거나 이기기 위한 노력에 주의를 기울여야 하는 이유로 바람직 한 것은?"이 물어보는 것이 가치사슬분석만 사용했을때 주의를 기울여야하는 이유를 물어보는 것이니깐 가치사슬분석만을 사용했을때 한계점을 물어보는 문제라고 생각했습니다. 근데 강사님이 설명해주신 내용은 가치사슬분석이 공급자와 유통에 대한 내용을 파악할 수 있기 때문에 A번이 정답이라고 설명해주신 것 같은데, 이부분이 이해가 잘 안되서 설명부탁드립니다.

그리고 제가 인터넷에서 정보를 찾아보다 보니 가치사슬분석은 회사내부에서 일어나는 활동만 뜻하기 때문에(내부물류:조달, 외부무류:배송) 공급자와 유통은 포함하지 못하며, 공급자와 유통을 모두 포함한 내용은 넓은 의미의 가치사슬은 "가치 시스템(Value System)"이라는 설명을 봤습니다. 이 내용은 강사님이 설명해주신 가치사슬분석이 Supplier와 Customer를 포함한 공급망 전체를 봐준다는 내용과 상충되는 것 같아서, 뭐가 맞는 내용인지 설명부탁드립니다.]]></description>
			<author><![CDATA[최인상]]></author>
			<pubDate>Sat, 11 Jul 2026 12:17:33 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=3"><![CDATA[강좌내용 질의응답]]></category>
		</item>
				<item>
			<title><![CDATA[CPSM 모듈3 목적과 목표에 대해 질문드립니다.]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2363]]></link>
			<description><![CDATA[안녕하세요, 강사님. 모듈3 강의를 듣다가 헷갈리는점이 있어 질문드립니다.

목적(장기목표)에 관한 설명4가지중 마지막 2가지 "특정기간에 관련된 구체적인 목표를 사실측면에서 기술", "단기목표를 시간과 정도의 측면에서 구체적으로 수립"은 목적보다는 목표(단기목표)에 대한 설명에 더 적합한 것으로 생각되어 헷갈립니다.

아무래도 구체적이라는 말이 개략적이고 추상적, 거시적인 목적과 반대되는 의미인 것 같아서 앞선 설명들이 목표에 대한 설명으로 더 가깝게 느껴집니다.

그리고 SMART 기법 역시 목적보다는 목표에 대해 적용하는 것이 더 바람직해 보이는데, 이에 대해서 설명 부탁드립니다.]]></description>
			<author><![CDATA[최인상]]></author>
			<pubDate>Sat, 11 Jul 2026 01:21:41 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=3"><![CDATA[강좌내용 질의응답]]></category>
		</item>
				<item>
			<title><![CDATA[Re:CPIM 강의 홀드 해제 요청]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2362]]></link>
			<description><![CDATA[안녕하세요.

요청하신대로 CPIM통합과정(Version8)에 대해 홀드 해제 적용하였습니다.

감사합니다.]]></description>
			<author><![CDATA[GICS]]></author>
			<pubDate>Wed, 08 Jul 2026 09:03:17 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=4"><![CDATA[Q&A]]></category>
		</item>
				<item>
			<title><![CDATA[CPIM 강의 홀드 해제 요청]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2361]]></link>
			<description><![CDATA[CPIM 강의 홀드 해제 요청드립니다.]]></description>
			<author><![CDATA[노성진]]></author>
			<pubDate>Wed, 08 Jul 2026 08:44:49 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=4"><![CDATA[Q&A]]></category>
		</item>
				<item>
			<title><![CDATA[Re:현금 영수증 요청]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2360]]></link>
			<description><![CDATA[안녕하세요.

요청하신 내용 확인하였으며 요청대로 진행하겠습니다.

아울러 교재 발송에 필요한 Study Material을 발송하기 위해 상세 주소를 문자로 요청드렸는데 확인 부탁드려요.

감사합니다.]]></description>
			<author><![CDATA[GICS]]></author>
			<pubDate>Tue, 07 Jul 2026 11:06:27 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=4"><![CDATA[Q&A]]></category>
		</item>
				<item>
			<title><![CDATA[현금 영수증 요청]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2359]]></link>
			<description><![CDATA[안녕하세요.
2026년 7월 7일 오전 9시 50분 경 금일 배다성 이름으로 55만원 입금 완료하였습니다.

소득 공제용으로
010-5067-3931 현금 영수증 부탁 드리겠습니다.
감사합니다.]]></description>
			<author><![CDATA[배다성]]></author>
			<pubDate>Tue, 07 Jul 2026 09:55:02 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=4"><![CDATA[Q&A]]></category>
		</item>
				<item>
			<title><![CDATA[CPSM 시험 유형 변경 관련 문의의 건]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2358]]></link>
			<description><![CDATA[안녕하세요 기존에 CPIM 수강하며 취득했던 수강생입니다.

올해 초 구매팀으로 이직하게 되면서 CPSM 자격증에 대한 관심이 생겼는데, 언뜻 듣기로 CPSM이 최근 문제 출제 기조에 큰 변화가 있다는 이야기를 들었습니다.

GICS에서 제공해주시는 강의에 해당 부분이 반영되어 있는지 문의 드립니다.

 

CPIM 준비하면서 강사님 말씀이 큰 힘이 되었던 것 같습니다. 이 자리 빌어서 감사하다는 말씀 드립니다.]]></description>
			<author><![CDATA[권회창]]></author>
			<pubDate>Mon, 06 Jul 2026 10:34:03 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=3"><![CDATA[강좌내용 질의응답]]></category>
		</item>
				<item>
			<title><![CDATA[CPSM CHAPTER1-1 연습문제 29번 관련 문의]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2357]]></link>
			<description><![CDATA[문제에서 “견적 요청(RFQ)을 가장 잘 설명한 것”을 묻고 있는데, 강의에서는 정답을 B로 설명주셨습니다.
<p class="isSelectedEnd">다만 제가 보기에는 B의 “구매와 관련하여 고객에게 제공되는 가격”은 RFQ(Request for Quotation)라기보다는 Quotation, 즉 견적 자체에 가까운 설명으로 보입니다.</p>
<p class="isSelectedEnd">반면 D의 “가격, 수량 수준 및 배송 시간을 요청하는 서면 문의가 공급업체에 전송됩니다”는 공급업체에게 가격·수량·납기 조건에 대한 견적 제출을 요청하는 RFQ의 정의에 더 가까워 보여서 문의드립니다.</p>
<p class="isSelectedEnd">혹시 이 문제의 정답이 B가 맞다면, RFQ를 B로 봐야 하는 이유를 설명해주실 수 있을까요?</p>
감사합니다.]]></description>
			<author><![CDATA[조재훈]]></author>
			<pubDate>Sun, 05 Jul 2026 15:33:46 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=3"><![CDATA[강좌내용 질의응답]]></category>
		</item>
				<item>
			<title><![CDATA[Re:환불 문의 드립니다]]></title>
			<link><![CDATA[https://oncerti.com/?kboard_content_redirect=2356]]></link>
			<description><![CDATA[안녕하세요.

아래와 같이 환불 안내드리며 요청에 따라 환불 진행토록 하겠습니다.

결제금액	528,000
교재비	150,000
차액	378,000
강의일수	71
경과일	31
경과일 금액	165,042
잔여일 금액	212,958
잔여일 10%공제	21,296
환불액	191,662

감사합니다.]]></description>
			<author><![CDATA[GICS]]></author>
			<pubDate>Sun, 05 Jul 2026 06:55:49 +0000</pubDate>
			<category domain="https://oncerti.com/?kboard_redirect=4"><![CDATA[Q&A]]></category>
		</item>
			</channel>
</rss>